Fillable Form 4506-T

What is Form 4506-T?

Form 4506-T, Request for Transcript of Tax Return, is a form by the Internal Revenue Service (IRS) that U.S. taxpayers may use to request a tax return transcript from the federal tax agency.

Use Form 4506-T when you want to request one transcript. The IRS only allows one transcript per Form 4506-T. If you are requesting two or more types of transcripts, submit one form per request.

How to fill out Form 4506-T?

Form 4506-T is a two-page form. The first page requires your taxpayer-related information and asks the type of transcript you want to obtain; the second page contains instructions on how to fill it out.

Answer Form 4506-T accurately and correctly to avoid any problems with your request.

Item 1a

Enter your full legal name, as it appears on your tax return. If a joint return, enter the name shown first.

Item 1b

Enter your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN). If a joint return, enter the first SSN, ITIN, or Employer Identification Number (EIN).

Only enter your EIN if your request relates to a business return.

Item 2a

Enter your spouse’s name as shown on the tax return if a joint tax return.

Item 2b

Enter the second Social Security Number or Individual Taxpayer Identification Number if a joint tax return.

Item 3

Enter your current address, including apartment, room, or suite number, city, state, and ZIP code.

If you use a P.O. box address, enter it.

Item 4

Enter the address you used on your last filed return if applicable.

Item 5

Enter up to 10 number characters to create a unique customer file number that will appear on the transcript.

Answering Item 5 is not required; however, if you answer it, make sure to not use your SSN.

Line 6

Enter your tax form number.

Lines 6a to 6c

Mark the appropriate box to determine the transcript you are requesting. You may select:

• a. Return Transcript
• b. Tax Account Transcript
• c. Record of Account Transcript

Line 7

Mark the box if you are requesting a Verification of Non-Filing document.

Line 8

Mark the box if you are requesting a transcript of your Form W-2 or any filed form in 1099, 1098, and 5498 series.

If you need a copy of Form W-2 or Form 1099, you must contact the payer first. If you want to get a copy of Form W-2 or Form 1099 filed with your return, use Form 4506, Request for Copy of Tax Return, and request a copy of your return.

Line 9

Enter the ending year or period of tax years requested in the following format: mm/dd/yyyy.

If you are requesting more than four years or periods, attach another Form 4506-T.

If your request is related to quarterly tax returns, such as Form 941, Employer's Quarterly Federal Tax Return, enter each quarter or tax period separately.

Signature of taxpayer(s)

Mark the appropriate box if you attest that you have read the attestation clause and upon so reading declares that you have the authority to sign Form 4506-T.

Signature

Affix your signature.

Date

Enter the date you signed the form.

Phone number of taxpayer on Line 1a or 2a

Enter your phone number.

Title

Enter your job title if the name on Line 1a is a corporation, partnership, estate, or trust.

Spouse’s signature

Affix your spouse’s signature.

Date

Enter the date your spouse signed the form.

Frequently Asked Questions About Form 4506-T

What is Form 4506-T used for?

Form 4506-T is used to request copies of tax returns from the Internal Revenue Service. The tax returns are used in various situations, such as:

• to substantiate income, deductions, exemptions, or credits on another tax return;
• for preparation of a non-federal tax return;
• as proof of filing;
• for other purposes where confirmation of filing is required; and
• for determining possible liability for additional taxes because of an erroneous claim of earned income credit. A Social Security number is required for a taxpayer filing Form 4506-T.

What are the types of transcripts?

1. Tax Return Transcript

The Tax Return Transcript is only available for the current tax year and returns processed during the prior three years. It provides the information from your original return documents:

• Form 1040 series
• Form 1065, U.S. Return of Partnership Income
• Form 1120, U.S. Corporation Income Tax Return
• Form 1120-A, U.S. Corporation Short-Form Income Tax Return
• Form 1120-H, U.S. Income Tax Return for Homeowners Associations
• Form 1120-L, U.S. Life Insurance Company Income Tax Return
• Form 1120-S, U.S. Income Tax Return for an S Corporation

2. Tax Account Transcript

The Tax Account Transcript is available for the current tax year and up to 10 prior years. It provides basic data, such as return type, marital status, adjusted gross income, taxable income, and payment types.

3. Record of Account Transcript

The Record of Account Transcript combines the tax return and tax account transcripts. It is available for the current year and three prior tax years.

4. Wage and Income Transcript

The wage and income transcript shows data from information returns, such as:

• Form W-2, Wage and Tax Statement
• Form 1099 series
• Form 1098 series; or
• Form 5498 series.

Current tax year information is not available until the year after it is filed with the Internal Revenue Service.

5. Verification of Non-Filing Letter

The Verification of Non-Filing document is proof that you did not file a return for the year you requested, confirming that the IRS has no record of your:

• Form 1040, U.S. Individual Income Tax Return;
• Form 1040A, U.S. Individual Income Tax Return; or
• Form 1040EZ, Income Tax Return for Single and Joint Filers With No Dependents.

Take note that current-year requests are only available after June 15th.

Is Form 4506 T required for a mortgage?

Yes, Form 4506-T, Request for Transcript of Tax Return, is usually required in a mortgage loan.

Form 4506-T is a request for a transcript of a tax return submitted to the Internal Revenue Service. Any lender requiring proof of income often requires transcripts as proof of income, and they are usually attached to a mortgage application.

It is one step that lenders use to avoid fraud. If a transcript is not available, it might be necessary for the borrower to provide a signed explanation as to why one is not available and what other documentation was used in place of Form 4506-T.

Do mortgage companies always request Form 4506-T?

Mortgage companies or lenders may request Form 4506-T to confirm income documentation. In addition, Form 4506-T can be used as part of a fraud investigation, and the information on the form may aid in catching fraud.

Who receives Form 4506-T?

Form 4506-T is routinely sent to the taxpayer's address of record with the Internal Revenue Service.

Who can request my tax transcript?

Only you can request your tax transcript or file Form 4506-T with the Internal Revenue Service. Your spouse or family member can get your transcript but you need to provide a signed authorization letter.

A lender may request your tax transcript directly from the Internal Revenue Service, but with your consent, if they require it for a loan application.

If the Internal Revenue Service issues you a tax transcript, you should receive it within five business days after your tax account is complete or filed with the Internal Revenue Service.

What is a transcript?

A tax transcript is a summary of your tax return. It includes the line items from the original return, including adjusted gross income, taxable income after modifications, taxes owed or refunds coming to you, and various other pieces of information that may be helpful for you.

How many transcripts can I order?

You can request one transcript per tax return. You may file or order an additional Form 4506-T if you need more information on the tax return, but only if it has been less than three years since the originally submitted return and never for a decedent's return.

Why do lenders need Form 4506-T?

Lenders submit Form 4506-T to the Internal Revenue Service, requesting tax return information. They do this partly to ensure that borrowers' reported income is accurate and that the borrower does not appear on any of the Internal Revenue Service's watch lists or secret blacklists.

Lenders will often require a borrower to submit tax transcripts from the past two years as proof of income. It is not always the case, but transcript requests have been increasing. Lenders may request copies of Form 4506T if they do not receive a transcript from the Internal Revenue Service.

Can Form 4506-T be filed online?

No, you cannot file Form 4506-T online or electronically. However, you can get transcripts online using the Get Transcript Online service of the Internal Revenue Service.

If you want to get transcripts online, there is no need to complete Form 4506-T.

What is the Get Transcript Online service?

The Get Transcript Online service allows taxpayers to view and print copies of their tax transcripts online. This service does not require the taxpayer to complete Form 4506T, Request for Transcript of Tax Return.

To access the Get Transcript Online service, taxpayers need to create an account or register. They will need the following information:

• Name;
• Social Security Number (SSN) or Employer Identification Number (EIN);
• Date of birth;
• Tax filing status;
• Current address;
• Mailing address from your latest tax return;
• Access to their email account;
• Their personal account number from a credit card, mortgage, home equity loan, home equity line of credit, or car loan; and
• A mobile phone linked to their name or the ability to receive an activation code by mail.

Visit the official website of the Internal Revenue Service to access the log-in page for the Get Transcript Online service.

Who can request an online transcript?

Taxpayers can request transcripts online for themselves, their spouses, or their dependents. To do so, they will need to use the Get Transcript Online service.

How to check the status of Form 4506-T?

Contact the Internal Revenue Service, and request a status update of your Form 4506-T. You may use the number 267-941-1099.

Is a transcript a photocopy of your tax returns?

A transcript is not a photocopy of your tax return. A transcript summarizes the information on your tax returns and includes forms, schedules, math errors found by the Internal Revenue Service (IRS), any abatements made to your tax account prior to filing it with the IRS, any penalty charges assessed against you, and your total refund amount or balance due.

A tax transcript includes specific line items from the original return, such as adjusted gross income, taxable income after modifications, taxes owed, tax paid, and refund or balance due.

You can use Form 4506, Request for Copy of Tax Return, instead if you need a photocopy of your tax returns.

Who has access to the information on a transcript?

A transcript contains personally identifiable information from your tax return, such as your name and Social Security Number (SSN). However, it does not necessarily mean that everyone who sees or has possession of a transcript will have access to this information. The IRS may provide copies of tax transcripts to third parties, but only with written consent from the taxpayer.

Taxpayers should report any misuse of their personal information to the Treasury Inspector General for Tax Administration (TIGTA) at 800-366-4484. The TIGTA is a federal law enforcement agency whose primary mission is to prevent, detect, and report fraud and ensure integrity in the Internal Revenue Service.

Can I use Form 4506-T if I did not make any tax payments?

No, you cannot use Form 4506T if you did not make any tax payments.

Form 4506-T should only be used when requesting copies of your tax returns for return periods during which you made at least one tax payment.

Can I use Form 4506-T if I did not file a federal income tax return?

No, you cannot use 4506-T Form if you did not file a federal income tax return.

Same as not making tax payments with the Internal Revenue Service, you cannot file Form 4506-T if you did not file any income tax return. Form 4506-T should only be used when requesting copies of your filed and accepted federal income tax returns for return periods during which you made at least one tax payment.

Where do I send my Form 4506-T?

You can mail or fax your Form 4506-T to the Internal Revenue Service. The mailing address varies from your residence or business address and the type of transcript you want to obtain.

According to the Internal revenue Service, here are the address you may use:

1. For individual transcripts, such as Form 1040 series, Form W-2, and Form 1099:

If you filed an individual return and lived in Florida, Louisiana, Mississippi, Texas, a foreign country, American Samoa, Puerto Rico, Guam, the Commonwealth of the Northern Mariana Islands, the U.S. Virgin Islands, or A.P.O. or F.P.O. address, use the mailing address:

Internal Revenue Service

RAIVS Team

Stop 6716 AUSC

Austin, TX 73301

855-587-9604

If you filed an individual return and lived in Alabama, Arkansas, Delaware, Georgia, Illinois, Indiana, Iowa, Kentucky, Maine, Massachusetts, Minnesota, Missouri, New Hampshire, New Jersey, New York, North Carolina, Oklahoma, South Carolina, Tennessee, Vermont, Virginia, or Wisconsin, use the mailing address:

Internal Revenue Service

RAIVS Team

Stop 6705 S-2

Kansas City, MO 64999

855-821-0094

If you filed an individual return and lived in Alaska, Arizona, California, Colorado, Connecticut, District of Columbia, Hawaii, Idaho, Kansas, Maryland, Michigan, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Dakota, Utah, Washington, West Virginia, or Wyoming, use the mailing address:

Internal Revenue Service

RAIVS Team

P.O. Box 9941

Mail Stop 6734

Ogden, UT 84409

855-298-1145

2. For all other transcripts:

If you lived in or your business was in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Florida, Hawaii, Idaho, Iowa, Kansas, Louisiana, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Texas, Utah, Washington, Wyoming, a foreign country, American Samoa, Puerto Rico, Guam, the Commonwealth of the Northern Mariana Islands, the U.S. Virgin Islands, A.P.O. or F.P.O. address, use the mailing address:

Internal Revenue Service

RAIVS Team

P.O. Box 9941

Mail Stop 6734

Ogden, UT 84409

855-298-1145

If you lived in or your business was in Connecticut, Delaware, District of Columbia, Georgia, Illinois, Indiana, Kentucky, Maine, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Vermont, Virginia, West Virginia, or Wisconsin, use the mailing address:

Internal Revenue Service

RAIVS Team

Stop 6705 S-2

Kansas City, MO 64999

855-821-0094

What is the processing time of Form 4506-T?

The processing time of Form 4506-T varies depending on the transcript you want to obtain.

According to the Internal Revenue Service, below are the typical processing times for different types of transcripts you might request:

1. Tax Return Transcript — The processing time for tax return transcripts takes up to ten business days.
2. Tax Account Transcript — The processing time for tax account transcripts takes up to ten business days.
3. Record of Account Transcript — The processing time for the record of account transcripts takes up to ten business days.
4. Wage and Income Transcript — The processing time for the wage and income transcripts takes up to ten business days.
5. Verification of Non-Filing Letter — The processing time for verification of non-filing letters or transcripts takes up to ten business days.

Who fills out Form 4506-T?

A taxpayer or an authorized third party can fill out Form 4506-T.

Can I get Form 4506-T online?

Yes, you can get Form 4506-T online. You may use a fillable online Form 4506-T and a PDF editor to complete the form.

When is Form 4506-T due?

Form 4506-T must be submitted to the Internal Revenue Service within 120 days of the date that the request is made.

How long is Form 4506-T good for?

Form 4506-T remains valid for 120 days from the date that it was signed. You have to submit it to the Internal Revenue Service within that time frame.

How long does it take for the IRS to process Form 4506-T?

It takes the Internal Revenue Service five to ten business days to process Form 4506-T. However, it may take up to 60 days depending on the state of filing.

If you mail your Form 4506-T, there may be a delay in the mailing process. Thus, if you are in a rush to obtain the transcript, it is advisable for you to request your transcripts via the Get Transcript Online service of the Internal Revenue Service.

What is the difference between Form 4506-T and Form 4506?

Form 4506 and Form 4506-T are two different documents.

While Form 4506-T is used to request transcripts with the Internal Revenue Service, Form 4506 is used to request a photocopy of tax returns.

What are some reasons why Form 4506-T may be denied?

Your Form 4506-T will be denied if:

• you fail to provide your Social Security Number (SSN) or Employer Identification Number (EIN);
• your Form 4506-T is incomplete;
• you fail to select the tax period;
• you provided an address that does not match the address on your current return;
• you request information other than a tax return or tax account transcripts; or
• your Form 4506-T is postmarked after the due date.

What should I do if my Form 4506-T was denied?

If your Form 4506-T was denied, you should wait for about two months and resubmit your request if you still need the transcripts. Otherwise, it may be best to research other options such as filling out an online request form or visiting a local Internal Revenue Service office near you.

You can also contact the Customer Service of the Internal Revenue Service at 1-800-829-8374 to ask about your Form 4506-T.

How much does a Form 4506-T cost?

There is no fee required when you request a transcript from the Internal Revenue Service.

What is the difference between Form 4506-T and Form 4506T-EZ?

Form 4506-T and Form 4506T-EZ, Short Form Request for Individual Tax Return Transcript, are two different documents.

Form 4506-T is used to request transcripts of individual tax returns and transcripts from Form W-2, Form 1098, Mortgage Interest Statement, 1099 Forms, and Form 5498, IRA Contribution Information.

Form 4506T-EZ, on the other hand, can only be used to request Form 1040 series tax transcripts.

Can Form 4506-T be electronically signed?

Yes, you can electronically sign Form 4506-T. Use electronic signature software to sign your Form 4506-T.

Can I submit Form 4506-T via fax?

Yes, you can submit Form 4506-T via fax. Use the address stated above to file Form 4506-T with the Internal Revenue Service.

Is there a limit on the number of requests for transcripts I can make?

No, there is no limit on the number of requests for transcripts you can make with Form 4506-T.

You can use Form 4506-T to request transcripts for any tax period in the past three years. Thus, you may submit your requests for multiple tax periods at once.

Can I change the address where Form 4506-T should be mailed?

Yes, you can change the address where Form 4506-T should be mailed. However, it is not advisable to do so because the form may be delayed in the mailing process.

Where to get Form 4506-T?

You can download and print a copy of Form 4506-T that you can fill out manually from the official IRS website.

For your convenience, you can electronically fill out Form 4506-T on PDFRun.

How to access tax transcripts?

You can request to receive your return transcripts electronically or by mail using the Get Transcript feature on the IRS’s official website. Using this option requires that the primary taxpayer on the return is the one making the transcript request.

Request online

You need to create an account on the IRS website to opt to receive your tax transcripts electronically. This option lets you view, print, and download your transcript. To register and use the service, you will need:

• your SSN, date of birth, filing status, and mailing address from your latest tax return;
• a valid email account that you have access to;
• your personal account number from a credit card, mortgage, home equity loan, home equity line of credit or car loan; and
• a mobile phone with your name on the account.

Request by mail

To receive a printed copy of your transcript, your request needs to include:

• your SSN or ITIN;
• your date of birth; and
• the mailing address you used on your latest tax return.

Return and Account transcripts are deliverable by mail.

While waiting for your requested return transcript, take note that the IRS does not call, email, or send text messages. If you receive a random message from anyone claiming that he or she is from the federal agency, chances are it is a scam; thus, you should not respond.

Related Articles:

• Welcome to Get Transcript
• Current Year Transcript Availability
• Transcript Types and Ways to Order Them
• Form 4506: Request for Copy of Tax Return
• What’s A Form 4506-T And Why Does My Lender Require It